AFGRI is involved in the entire grain production and storage cycle offering financial support and solutions as well as inputs and hi-tech equipment through the John Deere brand, supported by a large retail footprint and value-added services to the agricultural and corporate market.

AFGRI prides itself on its more than 90 years’ experience in the agricultural landscape, where we have been involved in supporting not only large scale farmers but also emerging and micro farmers. Our vision is, to unlock agricultural potential not only in South Africa but Africa and so doing, ensure food security across the continent.

The Agri Services business builds lifelong relationships with its customers, transcending generations and it is because of these relationships that are able to provide tailor made solutions to clients.

Grain Management

AFGRI Grain Management offers secure grain storage of agricultural and other products throughout South Africa, Zambia, Republic of the Congo, Mozambique, Uganda, Tanzania and Zimbabwe.

Infrastructure in South Africa comprises 69 grain silos and 15 bunkers across the country. Grain is handled and stored separately according to its quality. AFGRI has a total storage capacity exceeding 5 million tons in silo’s, warehouses, bunkers, grain dams and silo bags.


AFGRI Equipment is an international supplier of mechanised equipment offering the world’s leading equipment brands which are backed by a business as good as the products sold. Through a network of 20 strategically placed Equipment Branches, AFGRI Equipment supplies tractors, combines, planters, balers, sprayers, mowers, spreaders, graders, loaders, post hole diggers and GPS based precision agricultural equipment.

Modern workshop facilities are equipped to repair and service all equipment sold and as an added convenience, a fleet of mobile service vehicles is available. Our operations span South Africa, Zimbabwe, Zambia, Ghana and Western Australia.

Farmer Finance & Insurance

UNIGRO prides itself on being the leading provider of tailor-made agricultural finance to the commercial farmer countrywide. As an agricultural player UNIGRO understands farming and the financial requirements of the farmer. Likewise, insurance requirements are well understood and tailored to the specific needs of the farmers, from short-term insurance, to crop protection, wildlife insurance, wealth management and medical aid.


Through our retail network, the farmer and the public can enjoy farming inputs and John Deere equipment at 69 conveniently located branches. Weekend gardeners, small scale agricultural producers or DIY enthusiasts, are also covered with a vast range of products to choose from.

Strategic Pillars

  • Agriculture

    AFGRI is a leading agricultural services company with core competencies to enhance, support and guide the growth of agricultural enterprises.

    We provide services across the entire grain production and storage cycle, offering financial support and solutions as well as inputs and hi-tech equipment through the John Deere brand supported by a large retail footprint.

    Business Segments:

    Grain Management, Equipment, Farmer Finance & Insurance, Retail and New-era Farmer Development

    AFGRI International operates AFGRI Mauritius Holdings, a South African-based company which holds AFGRI Mauritius Investment Limited as well as the AFGRI related companies that operate in Australia. AFGRI Mauritius Investment Limited, is incorporated in Mauritius and holds the investee companies throughout Africa.

  • Food

    Philafrica is an investment company involved in food processing with a vision to unlock the potential of Africa’s high-potential agricultural lands through food processing.

    At Philafrica Foods, there is a belief that the most effective way to transform African agriculture is market pull through processing plants. But to do this well in Africa, it’s critical to support each stage of the value chain and care for all stakeholders.

    Business Segments:

    Cassava Processing, Grain Milling, Oil & Protein, Dog Food Production, Poultry Mozambique, Animal Feed Production

  • Financial Services

    GroCapital Holdings is the bank holding company for the recently acquired South African Bank of Athens (SABA).

    This banking license will deepen AGH’s reach in the financial services, agribusiness and foods sectors in South Africa. Financial services are a key enabler for these sectors and will help businesses grow and drive food security.

    The South African Bank of Athens has been operational in South Africa since 1947. The bank offers comprehensive traditional business banking such as lending, transaction banking and treasury functions, as well as alliance, business and international banking. It is known for its focus on the development of market-leading, niche transactional banking offerings in partnership with businesses.

    GroCapital Advisory Services offer advice on the full range of strategic transactions, comprising Mergers & Acquisitions, Capital Raising and BEE ownership transactions.

    In addition, we provide our investment portfolio, of companies just outside the direct scope of AGH’s four strategic pillars, with a comprehensive advisory approach that draws from our strengths in providing strategic and tactical know-how, industry knowledge, and utilising our extensive food & agriculture network to strengthen our invested companies.

    Investment Portfolio:

    AFGRI Technology Services, GroCapital Financial Services, CMI – Collateral Management International

  • Impact

    Harvest Time Investments
    Ukufeza Ikhono | Unlocking potential

    We understand that the perfect farm takes passion, dedication and sometimes just that little bit extra, and that’s why AGH is proud to support South Africa’s new-era farmers through our training and development programme, hosted within Harvest Time Investments.

    Download the CSI brochure